Money | The Independent

Money

Survival guide to current account interest

The dramatic demise of the top interest-earning current account this week may feel like the final nail in the cash coffin. Actually, it’s just time to think a little laterally

Survival guide to PPI

It was the archetypal dodgy bank dealing that has been punished to the tune of £billions, but the end is nigh for the PPI cash cow

Blame bank closures on smartphones not Brexit

Lloyds’ plan to close another 200 branches is just the latest chapter in the decline of face-to-face banking, but there are concerns for what this means for the most marginalised in society 

How to get your finances straight for a Brexit Emergency Budget

George Osborne sparked fury during the referendum campaign when he claimed a vote for Brexit would result in an emergency budget full of tax rises and spending cuts – and the fact the Chancellor hasn’t followed through on this threat has been seized upon by his critics. However, it’s too early to breathe a sigh of relief: Osborne has postponed a budget response to Brexit, rather than cancelling it altogether.

Plan ahead for loved ones

Wills, Trusts and Inheritance Tax from Lifetime Legal

Don't have a Will?

That means the government will decide what to do with your Estate. If you would rather decide yourself, it's quick and easy to arrange so why not start right now?

Planning properly now will save time and money later, could protect your home being taken from you to pay for care home fees and could save your beneficiaries thousands in inheritance tax (IHT) and probate fees.

To find out more or to discuss a particular issue, whether listed here or not, please contact us now. We have legal experts waiting to talk to you.

Wills from £69

A properly drafted Will can protect your loved ones, save you inheritance tax and protect your home from being seized to pay care home fees. Fully qualified Estate Planning Consultants and solicitors will make sure your Will meets your needs.

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Trusts from £99

A Trust is a way of holding assets for the benefit of individuals, while distancing you from some of the liabilities of direct ownership. They can be used to protect your estate from inheritance tax and care home fees, as well as looking after assets for children that are too young to inherit.

Inheritance Tax (IHT)

Inheritance Tax is a tax on gifts made by individuals during their life, or on death. Last year alone HMRC took £4bn in taxes. Planning to avoid or reduce Inheritance Tax is a must and in some cases it can be eradicated entirely. Our experts can advise from simple one-off arrangements, to complex arrangements that involve substantial assets.

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